Last updated: 4 September 2026
Welcome to Hope Financial Solutions.
This website, hopefs.com.au, is operated by Wisdom Investing Pty Ltd, Suite 414, 585 Little Collins Street, Melbourne VIC 3000, Australia.
These Terms of Use apply to your access to and use of the Hope Financial Solutions website and its content.
By accessing or using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the website.
About Hope Financial Solutions
Hope Financial Solutions provides educational and informational content on topics such as personal finance, budgeting, saving, debt, income, employment, financial preparedness, investing, and other money-related subjects.
Hope Financial Solutions also provides information about courses, digital products, resources and third-party products or services.
Educational and Informational Content
Content published on Hope Financial Solutions is provided for educational and informational purposes only.
George Lui, Hope Financial Solutions and Wisdom Investing Pty Ltd do not hold an Australian Financial Services Licence (AFSL) and are not authorised to provide financial product advice.
Nothing on this website is intended to constitute financial product advice, personal financial advice, investment advice, legal advice, taxation advice or other professional advice.
The information on this website does not take into account your personal objectives, financial situation, needs or circumstances.
Please read our Disclaimer and Results Disclaimer for further information.
Your Use of This Website
You may access and use Hope Financial Solutions for lawful personal and non-commercial purposes.
You must not use this website:
- for any unlawful or fraudulent purpose;
- in a way that may damage, disable, interfere with or disrupt the website or its operation;
- to attempt to gain unauthorised access to the website, its systems, accounts or data;
- to introduce viruses, malicious code or other harmful material;
- to scrape, harvest or systematically extract website content or data without our permission;
- to impersonate another person or misrepresent your identity or relationship with another person or organisation; or
- in any other way that infringes the rights of Wisdom Investing Pty Ltd or another person.
Intellectual Property
Unless otherwise stated, the content made available through Hope Financial Solutions, including original articles, written material, course descriptions, guides, graphics, downloads, videos, branding and other original materials, is owned by or licensed to Wisdom Investing Pty Ltd and is protected by applicable intellectual property laws.
You may view and use publicly available website content for your own personal, non-commercial purposes.
You must not reproduce, republish, distribute, sell, commercially exploit, modify or create derivative works from our content without prior written permission from Wisdom Investing Pty Ltd, except where permitted by law.
You may share links to publicly available pages on Hope Financial Solutions.
Third-party names, logos, trademarks, images and other materials remain the property of their respective owners.
User Submissions and Communications
If you submit information through a contact form, email, or another feature of the website, you are responsible for ensuring that the information you provide is lawful and does not infringe the rights of any other person.
Please do not send confidential, sensitive, or highly personal financial information through the website unless necessary and appropriate.
Information you provide will be handled in accordance with our Privacy Policy.
Affiliate Links and Third-Party Services
Hope Financial Solutions may contain affiliate links, referral links and links to third-party websites, products or services.
Wisdom Investing Pty Ltd may receive a commission or other benefit when you purchase or use certain products or services through these links.
Please read our Affiliate Disclosure for further information.
Third-party websites and services are operated independently of Wisdom Investing Pty Ltd. We do not control their content, availability, terms, privacy practices, products or services.
Your use of a third-party website or service is subject to the terms and policies of the relevant third party.
Website Availability
We aim to keep Hope Financial Solutions available and operating properly, but we do not guarantee that the website or any particular content will always be available, uninterrupted or free from technical problems.
We may change, update, suspend or discontinue any part of the website from time to time.
We may also correct, update, or remove content where we consider it appropriate.
Accuracy of Information
We take reasonable care when preparing content for Hope Financial Solutions. However, information may become outdated, incomplete or inaccurate over time.
Laws, regulations, financial products, taxation arrangements, government programs, prices, services and other circumstances can change.
You are responsible for independently verifying information that is important to a decision you intend to make.
Further information is available in our Disclaimer.
Limitation of Liability
To the maximum extent permitted by law, Wisdom Investing Pty Ltd and George Lui are not liable for loss or damage arising from your use of, or reliance upon, the Hope Financial Solutions website or its content.
You remain responsible for decisions you make and actions you take based on information obtained through the website.
Nothing in these Terms of Use excludes, restricts or modifies any consumer guarantee, right, remedy or other protection that cannot lawfully be excluded, restricted or modified under the Australian Consumer Law or other applicable Australian law.
Privacy
Your use of Hope Financial Solutions may involve the collection and handling of personal information.
Our Privacy Policy explains how Wisdom Investing Pty Ltd handles personal information in connection with the website.
Our website also uses cookies and similar technologies as described in our Privacy Policy and through the cookie consent controls available on the website.
Changes to These Terms
Wisdom Investing Pty Ltd may update these Terms of Use from time to time.
The current version will be published on this page with the date it was last updated.
Your continued use of Hope Financial Solutions after updated Terms of Use are published means that your subsequent use of the website will be subject to the updated terms.
Governing Law
These Terms of Use are governed by the laws of Victoria, Australia.
Subject to any rights you may have under applicable law, disputes relating to these Terms of Use or your use of the website will be subject to the jurisdiction of the courts and tribunals of Victoria and any courts entitled to hear appeals from them.
Contact
If you have questions about these Terms of Use, please contact:
Wisdom Investing Pty Ltd
Suite 414, 585 Little Collins Street
Melbourne VIC 3000
Australia
Email: george.lui@hopefs.com.au